State coverage guide
Ohio Auto Insurance Requirements
Ohio is an at-fault state with 25/50/25 minimums and a random insurance verification program run by the BMV.
Written by
Dana Whitmore
Senior Insurance Editor · Licensed P&C Agent
Reviewed by
Priya Nadkarni
Managing Editor · Licensed P&C Agent
What Ohio requires
Ohio requires 25/50/25 liability coverage. The BMV runs a random verification program and can suspend your license for driving uninsured.
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